106 OkBajee Privacy Policy – Our Commitment to Protecting Your Information

Introduction

This privacy policy applies to the 106 OkBajee (https://106okbajee.net) website and its related services. When you visit our site, register, or use any of our services, we collect certain information. This policy clearly explains what that information is, why we collect it, and how we protect it.

As a member, you have every right to know exactly how we handle your information. That's why we've written this Privacy Policy in plain, straightforward language — no legal jargon, no confusion.

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What Data We Collect

106 OkBajee collects two types of information — what you provide directly, and what is gathered automatically while you use the site.

What You Provide Directly:

Data Type	When It Is Collected	Why It's Needed
Name, mobile number, or email	At Registration	For account creation and communication purposes
Date of Birth	During Registration or KYC Verification	To verify your age (18+)
National ID / Passport	During the KYC process	Identity Verification & Fraud Prevention
Payment Information (Mobile Banking Number)	During deposits and withdrawals	To Process Transactions
Support Messages & Complaints	When You Contact Support	Troubleshooting & Service Improvement

Automatically Collected Information:

• IP Address: For location detection and security purposes.
• Device Information: Browser, operating system, and device type.
• Usage History: Time spent on each page and where you clicked.
• Cookie & Session Data: To remember your login state and preferences.

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How Your Information Is Used

106 OkBajee uses your information only for specific, defined purposes. It is never used beyond what is necessary.

• Account Management: Login, password recovery, and profile updates.
• Payment Processing: Processing deposits and withdrawals.
• Security Assurance: Fraud detection and prevention of suspicious login activity.
• Legal Obligation: Complying with Anti-Money Laundering (AML) policy.
• Service Improvement: Analyzing which features are used most.
• Promotional Communications: Sending offers and bonus updates with your consent.
• Support: Responding to your queries and complaints.

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Who Your Data Is Shared With

106 OkBajee never sells your personal data. However, limited information may be shared in specific circumstances:

• Payment Providers: Necessary information is shared with mobile banking services to process your transactions.
• Technology Partners: With service providers who help operate the site and app — all of whom are bound by our privacy policy.
• Legal Authorities: Only the minimum necessary data is disclosed when required by court order or legal obligation.
• AML/KYC Verification Agency: With authorized agencies for identity and age verification.

Your information is not shared for any reason beyond those stated above.

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Security Measures

106 OkBajee uses industry-leading security technology to keep your data safe.

• 256-bit SSL Encryption: All communication on the website and app is encrypted.
• Two-Factor Authentication (2FA): An extra layer of protection at login.
• Firewall & IDS: Detection and prevention of unauthorized access and attacks.
• Regular Security Audits: Regular third-party audits.
• Staff Training: All staff are trained in data privacy and have signed NDAs.
• Data Backup: Regular encrypted backups stored on separate servers.

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Cookie Policy

Cookies are small text files stored in your browser. 106 OkBajee uses the following types of cookies:

• Essential Cookies: To keep you logged in and maintain your session. The site cannot function properly without these.
• Performance Cookies: To understand which pages are visited most. All data is fully anonymized.
• Preference Cookies: To remember your language, theme, or other preferences.
• Marketing Cookies: Only with your consent, to show you relevant offers.

You can disable cookies at any time through your browser settings, though some features may not function as expected.

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Your Rights

As a 106 OkBajee member, you have the following rights over your personal data:

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How Long We Keep Your Data

106 OkBajee does not retain data longer than necessary.

• Account Information: For as long as your account is active, and for 5 years after closure for legal compliance.
• Transaction Records: 7 years (as required by financial regulatory authorities).
• KYC Documents: 5 years after account closure.
• Log Files: 90 days.
• Marketing Preferences: Until unsubscribed.

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Children's Privacy

106 OkBajee does not serve anyone under the age of 18 or collect their data. If we become aware of an account belonging to a minor, it is closed immediately and any collected data is deleted.

If you believe a minor is using our services, please report it to support@106okbajee.net.

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Third-Party Links

106 OkBajee is not responsible for the privacy practices of any external sites linked from our platform. Each site has its own policy, so please review it before visiting.

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Policy Changes

106 OkBajee may update this Privacy Policy from time to time. When changes are made:

• The "Last Updated" date at the top of this page will change accordingly.
• You will be notified of significant changes via email or an on-site notification.
• Continued use of the site after any changes have been made will be considered acceptance of the updated policy.

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Contact

For questions, requests, or complaints regarding this privacy policy, please contact our data protection team:

• Email: support@106okbajee.net
• Live Chat: Use the chat button at the bottom-right of the site.
• Hours: 24 hours a day, 7 days a week.

To submit a data-related request, send us an email with the subject line "Data Request". We will respond within 30 business days.